TERMS OF USE
This website (the “Website”) is owned and operated by StickyPages and StickyAdvisor (together, “StickyPages”).  Your access to and use of StickyPages and any services provided therein is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions.  By using the Website, you acknowledge and agree that you have read and understand these terms and conditions of use of the Website, and you agree that the exclusions and limitations of liability set out in this disclaimer are reasonable.  If you do not think they are reasonable, you must immediately stop using the Website.
StickyPages reserves the right to update or amend these Terms and Conditions at any time and your continued use of the Website following any changes shall be deemed to be your acceptance of such change.  It is therefore your responsibility to check the Terms and Conditions regularly for any changes.

ACCEPTABLE USE
In using the Website you agree not to:

1. Use any information or material in any manner that infringes any copyright, trademark, patent or other proprietary right of any party;
2. Collect or store personal information about others, including email addresses;
3. Impersonate any person or entity for the purpose of misleading others;
4. Violate any applicable laws or regulations;
5. Post, publish, distribute or disseminate material or information that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information or confidential information disclosed in the course of employment or under a confidentiality agreement);
6. Attempt to gain unauthorized access to any of the Services, other accounts, computer systems or networks connected to the Website through hacking, password mining or any other means.

LINKS TO THIRD PARTY WEBSITES
The Website may include links to third party websites that are controlled and maintained by others.  Any link to other websites is not an endorsement, recommendation or sponsorship of such websites and does not imply any relationship or association with StickyPages.  You further acknowledge and agree that StickyPages is not responsible for the changeable content or availability of any such sites.

DISCLAIMER & LIMITATION OF LIABILITY
You agree to bear all risks associated with the use of any content, including any reliance on the accuracy or completeness of such content.  Further, and to the maximum extent permitted by law, StickyPages disclaims all representations and warranties, express or implied, with respect to such information, services, products and materials, including without limitation warranties of merchantability, fitness for a particular purpose, title, non-infringement, freedom from computer viruses, and implied warranties arising from the course of dealing or course of performance.
All information and services provided by StickyPages through the Website, including without limitation all text, graphics and links are provided on an “as is” basis with the explicit understanding that StickyPages, including any of its directors, officers, shareholders, employees, consultants, agents, heirs, executors, administrators and assigns, shall not be liable to any person or entity for loss or damage caused, or alleged to have been caused, any manner of action and actions, cause and causes of action, suits, debts, dues, sums of money, claims, demands and obligations whatsoever, at law or in equity, in relation to the contents of, or the use of, or otherwise in connection with, this website, either directly or indirectly, including any information or ideas contained, suggested or referenced by StickyPages, including any of its directors, officers, shareholders, employees, consultants, agents, heirs, executors, administrators and assigns, or contained within external sites to which links are provided, even if StickyPages has been previously advised of the possibility of such damages.

SEVERABILITY
If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

PRIVACY POLICY
StickyPages values your privacy and is committed to maintaining the accuracy, confidentiality and security of your personal information.  In this Privacy Policy, we refer to “personal information” as any information about you as an identifiable individual.  Personal information does not include non-identifiable or non-personal information (i.e. information that cannot be associated with or tracked back to a specific individual).
StickyPages is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in our Privacy Policy.  StickyPages collects information from our users at several different points on our website.
From time to time, we may make changes to this Privacy Policy to reflect changes in our legal obligations or in the manner in which we deal with your personal information.  You are further advised that, unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while StickyPages strives to protect your personal information, we cannot warrant the security of any information you transmit to us, and you do so at your own risk.

The following describes how we collect, use and disclose the personal information of those individuals who visit our website.

Profile
We store information that we collect through cookies, log files, clear gifs, and/or third parties to create a profile of our users. A profile is stored information that we keep on individual users that details their viewing preferences. Consequently, collected information is tied to a user's personally identifiable information to provide offers and improve the content of the site for the user. This profile is used to tailor a user's visit to our Web site, and to direct pertinent marketing promotions to them. We do not share your profile with other third parties.

eCommerce
We request information from the user on order forms. A user must provide contact information (such as name, email, and shipping address) and financial information (such as credit card number, expiration date). This information is used for billing purposes and to fill a customer's order. If we have trouble processing an order, the information is used to contact the user. All online purchase transactions are done on a secure server hosted off-site.

Cookies
A cookie is a piece of data stored on the user's computer tied to information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. We use both session ID cookies and persistent cookies. For the session ID cookie, once users close the browser, the cookie simply terminates. A persistent cookie is a small text file stored on the user's hard drive for an extended period of time. Persistent cookies can be removed by following Internet browser help file directions. This privacy statement covers the use of cookies by StickyPages only.

Log Files
Like most standard Web site servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user's movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.

Communications from the Site

Special Offers and Updates
We send all new members a welcoming email to verifypassword and username. Established members will occasionally receive information on products, services, and special deals. Out of respect for the privacy of our users, an 'opt out' or 'remove from list' feature is provided with all these communications. Users may also contact us via phone, or e-mail or postal mail to opt out. Contact information is provided at the bottom of this policy.

Newsletter
If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address. Out of respect for our users privacy we provide a way to opt-out of these communications.

Service Announcements
On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature.

Customer Service
We communicate with users on a regular basis to provide requested services and in regards to issues relating to their account we reply via email or phone, in accordance with the users' wishes.

Information Sharing
Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site. Users of our site are always notified when their information is being collected by any outside parties. We do this so our users can make an informed choice as to whether or not they should proceed with services that require an outside party.

Links
This Web site contains links to other sites. Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Surveys
From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. The requested information typically includes contact information (such as name and shipping address), and demographic information (such as zip code).

Security
This Web site takes every precaution to protect our users' information. When users submit sensitive information via the Web site, their information is protected both online and off-line. When our registration/order form asks users to enter sensitive information (such as credit card number and/or social security number), that information is encrypted and is protected with the best encryption software in the industry - SSL. While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when users are just 'surfing'. While we use SSL encryption to protect sensitive information online, we also do everything in our power to protect user-information off-line. All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. Our employees must use password-protected screen-savers when they leave their desk. When they return, they must re-enter their password to re-gain access to user information. Furthermore, all employees are kept up-to-date on our security and privacy practices.

Contact Information
If users have any questions or suggestions regarding our privacy policy, please contact us at:
Phone: 250 869 5952
Email: info@stickyadvisor.com